Wednesday, November 30, 2011

REVIEW: Spotify

Music. Musica. Musik. Musique. I love music; there is never a time when my white earbuds won't be found in my ears. And now I've found the perfect service for me. Spotify has finally come to America. This service mixes iTunes with Netflix and Pandora. All services I enjoy. Now spotify has a client similar to iTunes that can be downloaded and used for free(ad supported).Now lets say you want to jam to some Johnny Cash? It's there to stream on your computer.

Hear comes the part people are wary about. In order to stream on your phone, tablet you need to pay 10 bucks a month. The good news that's because there aren't any Ads on their apps you get unlimited streaming no interruptions. So instead of a ton of music taking up space on my iPhone 4s I can stream the music I'd never put on my iDevice(or WP7 and Android too).So if you don't want people knowing you secretly love Kelly Clarkson this is a god place to be.

This app is also integrated with Facebook too. At Facebooks F8 conference they announced a partnership with Spotify to bring social networking to music. This didn't really shock me since Sean Parker invested in this fledgling service(Mr. Parker is involved in Facebook).So now not only will Spotify rate your favorite artists and tracks you can check out your Facebook friends stats and see who they're listening to. Also it will show who and what you're listening on the Facebook news feed. Social media mixed with music is excellent in my mind because it has and will allow myself and everyone else to discover new music new possibilities. Also if you sign up for an account with your Facebook you'll get 6 months free streaming and no ads.

All in all spotify is getting 9.5 out of 10. The main reason it didn't hit 10/10 is due to the fact that some artists, like the Red Hot Chili Peppers and others aren't on spotify but the fact is spotify has one mission music, which it executes beautifully with social media. This means that artist exposure can definitely see an uptick thanks to this integration. If you guys have any questions give me a follow on Twitter:@Derek712 I always tweet back. For more info on Spotify follow them on twitter: @Spotify and like them on Facebook: Search for Spotify. Happy listening guys as always, Stay Hungry

Written By: Derek
Twitter: @Derek712

Cloud Computing

The cloud and me?

A lot of buzz has been abound on the web about cloud computing. So what exactly does this mean for us as consumers? Amazon, Apple, Google are all clamoring about "shifting are digital hub from our computers to the CLOUD" as told by the late Steve Jobs. So what the hell does that mean? Basically the cloud is storage on a company's server that is accessed by our devices eg. Computer, Phone, Tablet etc, instead of it all being stored on our computers hard drives. Now this has been around for a while: gmail & carbonite, but this concept is different. It's about consumption of media and keeping it all in sync. Some of these services are iTunes Match, Google Music, and Amazon Cloud Player.

iTunes Match/iCloud:

You ever purchase a song on iTunes? I bet you have. It used to be a pain in the ass to have to then hook up all your devices to keep them in sync. Not anymore. With iCloud everything is kept in sync automatically. Take a photo on one "iDevice" it shows up on ones PC or Mac its automatic no work needed no wires and no HEADACHES.
Now iTunes match handles will take your music collection and keep it in the cloud and match your library to the 20 million songs in the itunes library. Have a large Billy Joel collection like me? Well now it matched and upgraded to a higher bit rate. Which means my 128 KB song will be upgraded to 256, making it sound better and crisper. Though if iTunes can't match it will be uploaded but not upgraded. Also iTunes Match will not change your metadata. So if your song info is wrong it WILL NOT fix it. Also, if a song has a higher bit rate it will not lower it.

To activate said service update iTunes to 10.5.1(http://itunes.com) on the left sidebar click on iTunes match then click subscribe. iTunes Match costs 24.99 per year. Which will
help you if you've "Stolen" your music, but I'm not here for a morality lesson so let's not get into that.

After subscribing it will scan and match your library so instead of uploading 25000 songs you're probably only going to have to upload a lot less. After it's all done your iTunes library will look more like this.

To activate on an iOS device make sure your running iOS 5 and then go to Settings

Google Music: Google isn't new to the cloud game. They haven't had the same issues that have plagued apple. MOBILE ME ANYONE? But now it seems Larry Page is ready to take on the monster that is iTunes with Google music. And with competition comes innovation. Google has launched a store for music and the cloud to keep it all in sync for all your Android Fans. Now music is available in one place on all your android devices, tablets phones etc. Though you will have to upload all your songs

The thing I love about Google music is its all in one place. You can buy all your music in the android market. It's personalized to your tastes too. There's nothing better then finding new music you'll love for years to come. Plus you can stream the music from your devices over an internet connection. No connection? Have evil tiered data caps or fears of throttling? No problem you can save the music to your device for offline enjoyment.http://music.google.com/about/.All this is available to you with no wires and no syncing either it all just works.

Amazon Cloud Drive: Not to be biased but this option is a little less desirable but still pretty neat. Amazon cloud drive gives you 5GB storage for ANY file including music, though any song purchased from Amazon is stored for free. Though if you have a lot of music like me you'll be able to purchase more space (1 dollar per GB 20 GB=20 USD a month. Amazon also touts unlimited access via computer, phone apps, etc.

iTunes Match: 8/10.Match is a great service it does a lot to alleviate the stress of having to upload thousands upon thousands of tracks. It also removes DRM and makes song tracks sound way better especially if you ripped a lot of CD's. On the downside it doesn't give you the option to clean up your meta-data and some of my explicit songs were replaced with censored versions.

Google Music: 7/10 Google makes an excellent foray into music. Much more happy with this then their video rental service via youtube. This service allows personalization streaming of your music which match does not support yet and integration with the Android Market. The downside is that you'll have to upload any music that wasn't purchased which can take hours or even days

Amazon Cloud Player: 2/10. The one nice thing I can say about Amazon is it actual will let you store what you want in your cloud space. But hey I have 50 GB free with Box.com. Amazon doesn't have match and its 5GB free storage just doesn't seem right for music storage. And 500 dollars for 500 GB of storage? You can easily get 4 times that amount of storage for way cheaper by simply buying an external hard drive.

Written By: Derek
Twitter: @Derek712

Monday, November 28, 2011

REVIEW: Call Of Duty - Modern Warfare 3 (Xbox 360)

Before I actually review anything, allow me to share with you quite possibly the coolest commercial for any game in history.

AC/DC makes anything badass

The game itself in the single player mode picks up right after where Modern Warfare 2 ended. World War III is upon us and it is your job to help take down the terrorist known as Markarov

Yeah, this guy

The first stage is right in the middle of downtown New York City. Immediately you are thrown into action all while looking at the fine detail of lower Manhattan. I can't begin to describe the detail Infinity Ward & Sledgehammer have given to this game. The graphics are fantastic.

The campaign mode isn't as great as Modern Warfare 2 was, but it has one "man-tear" moment I won't share with you. A longtime character meets his end, that is all I'm sharing. Other than that emotional moment, the only really big moment in the campaign is the final confrontation with Makarov. I honestly wasn't as impressed with the single player mode as I was in previous versions. I will however say I had a lot of fun and the ending was a satisfying conclusion to the story.

What everyone wants to talk about is the multiplayer mode. Playing this game online can be both exciting and fun, yet piss you off and make you contemplate quitting the game.

Allow me to explain. There is no easy way of saying this without looking like a noob so I'll just say it, I'm not really that good at online play. My level right now is 45, and even with advanced weapon upgrades, scopes and Bouncing Betty mines (AWESOME ways to kill someone), I still find myself getting killed quite often. Sometimes when I respawn, I pop up right in the middle of gunfire and am killed almost instantly. People also stalk the respawn points with sniper riffles and shoot you immediately when you respawn. It is very annoying and I wish I could respawn in an area where I can see the map for a second before I'm killed.

Also, my biggest complaint with this online play is it doesn't sort out noobs from experienced players. When I first started as a level 1 with only 3 choices in weapons, I was put in matches with level 70+ players with advanced weapons, scopes and grenades. One round I got maybe 3 kills and I died 28 times. Eventually, I am asked to leave the party because I am costing my team the win because I die all of the time. Now I may sound like a whining noob, but a lot of players have this same complaint. The way games are sorted out should be by your kill/death ratio. It isn't even sorted by the level of your character.

Other than those 2 complaints about online play, Modern Warfare 3 is fun as hell and I highly recommend it. However if you want a more fair online play, stick with Black Ops or Modern Warfare 2. Add me at BrainstuHammy on Xbox live and let's play. Chances are you will kill me a million times.

SUMMARY: Call of Duty: Modern Warfare 3 is a visually stunning game with a campaign mode that has 2 climatic moments. It also has an online multiplayer mode that, if you're good at it, can be fun as hell. However if like me you have a few bad rounds, it will piss you off and make you want to quit. I recommend this game if you have friends to play with and you don't care about being killed if you're a noob. For advanced players, this is a great way to build experience. I also beg Infinity Ward to redesign the multiplayer menu so the bad players get sorted into matches with bad players and vise versa with good players. That way, online experience can be more fun for every level of player.

RATING: I give this game 7.5 smashed controllers from anger out of 10

Written by: Hammy
Twitter: @BrainstuHammy

Android Vs. iPhone: From A Basic Point Of View

Phone geeks everywhere constantly debate with each other in comments sections of various websites about which phone is best. So, which phone REALLY is the best? The answer is simple: None. Every new smartphone, no matter how awesome it might be, has flaws.

I'm an iPhone 4 user with AT&T. When I first got my iPhone, it was my first smartphone upgrade. Before the iPhone, the fanciest thing my phone could do is send a picture message (something previous versions of the iPhone couldn't do). I was instantly hooked with this amazing technology in the palm of my hands. Then I wondered why so many people complain about their phones and the tiny little differences between the best devices on the market. I started to play around with other devices in stores. Before I got my iPhone, I checked every store, every phone, every provider to find the best deal for the best product. When I'm dedicating 2 years to a device, I want it to work perfectly for me. I had Sprint and was going to upgrade to the EVO, but after the demo phone in the store had almost half of the battery drained in 2 hours, I skipped the EVO. I then went for the Droid Incredible with Verizon. Like the EVO, the Incredible was a battery drainer. If you couldn't tell by now, battery life is a MUST for me. If I have an amazing device that can do these amazing things, it must last more than a few hours without needing a charge. The iPhone 4 with it's very good battery life (2-3 days per charge), incredibly easy to handle operating system and size, I went iPhone. Also, since I pay nearly half of what I would have paid if I went with Verizon, it is also a money saver. When I upgraded, Android devices were JUST getting to the point where they can be declared "better" than iPhones. Now in Fall of 2011, I can firmly say there are some Android devices out there that are without a doubt better than my iPhone 4. Because I'm now borderline obsessed with new phones and technology, I've been testing a lot of the new smartphones out there in stores.

I've had my iPhone 4 for just over a year now, and while I still love the fact I can surf the web, post on Twitter and Facebook and do just about anything I want, I now understand why phone geeks constantly compare phones. I now know why "Vs." videos on Youtube get thousands of hits. I've been trying out new Android phones. More specifically, the Samsung Galaxy SII

I've been trying the Galaxy SII on Sprint (which calls the device the "Epic 4G Touch") and I absolutely love it. I thought I wouldn't like a big screen on a phone (one of the reasons I didn't upgrade to the EVO), but the Galaxy SII has changed my mind about big screens. The screen itself is 4.52 inches of beauty. I didn't think my iPhone 4's screen could be topped. I was wrong. Not only is the Galaxy SII's screen clearer, but the processor speed, memory, web browsing speed are all better. Every single thing about the Galaxy SII is better than my iPhone 4, and just last year the iPhone 4 was voted as the best smartphone. Also, the fact that the Galaxy SII has a bigger screen and bigger frame than my iPhone 4, yet is lighter in weight and has a better battery life is stunning. Plus, Sprint has an excellent network and now with 4G and being the last true "unlimited" provider, the Galaxy SII with Sprint is, IMO, the best device and value on the market today.

Another device I tried out, recommended by Maryanne, the HTC Rezound from Verizon.

Maryanne has bought this device and has said nothing but great things about it (more in-depth review coming soon). I decided to try it out myself at a Verizon store and I can concur with Maryanne that the Rezound is fantastic. The camera quality (along with the Galaxy SII) are much better than my iPhone 4. Although using 4G it drains the battery pretty quickly, the speed of this device when web browsing is stunning. This phone on Verizons 4G LTE is faster than my laptop at home. If speed is very important to you, the Rezound is the fastest phone I've tested. The Galaxy SII is maybe a second or two slower when loading up web pages. The overall size of the Rezound is smaller than the Galaxy SII, but bigger than the iPhone 4, so it is a great mid point with people who didn't like the small iPhone screen and the large screens on the Galaxy SII and EVO. Verizon now has data plans, so if you're a heavy data user, stay with Sprint. However, if you were "Grandfathered" into unlimited data with Verizon, the Rezound is highly recommended.

I am an iPhone user, so what do I think about the new 4S?

What Apple was trying to do with this new device is make it into a smaller frame with a bigger screen, but since they couldn't figure out how to do it, the put the new hardware upgrades that were SUPPOSED to be in the iPhone 5 in this new 4S. The new A5 processor is a good increase in speed and performance, the camera quality is excellent and SIRI, the 4S's biggest selling point, is pretty fun to mess with, although not that innovative. SIRI is a voice recognition software that allows you to basically communicate with your 4S. What Apple is mainly selling this SIRI feature is "it's not what you want it to do, but how you say it". For instance, most new phones have voice commands, but you have to say specific words so your device can perform said command. With SIRI, all you have to do is talk to it, like for instance, "Will it snow today?". Saying "Will it snow today?" or "Does the weather look bad today?" or "Do I need a sweater?" all will give you the forecast. SIRI is not innovative and not original by any means. However, what SIRI does is perfect the voice command system in smartphones. The camera was another upgrade I was really impressed with. The Rezound and Galaxy SII take great photos themselves, but the 4S IMO takes the best photos in almost any situation. Apple can take something good and make it great. Hate on Apple all you want, but they know how to make a great product. As far as speed goes, the Galaxy SII and HTC Rezound blow the 4S away in terms of web browsing and app downloading speed. The 4S isn't even that much faster than my 4 now. Very disappointing with that. I was very excited when Apple compared the speed of the 4S to competitors. However, the 4S is still a pretty fast device and with Sprint now carrying the iPhone, the 4S with Sprints unlimited plan looks pretty good if you're a first time smartphone buyer.

What about Windows Phone?

Nothing a Windows phone can do is something my iPhone 4 already can't do. Sure, Windows Phone is incredibly easy to use, but like the iPhone, you need Windows products to make the experience with Windows Phone more enjoyable. Don't get Windows Phone if you're a MAC user. At least with Droids, you can still use an Android device even with a MAC. I'm sure there are Windows Phone users out there that absolutely love their device and are happy with that. Great! Windows Phone just wasn't for me. Although I really did like the simplicity of the device. The live updates with your social media was neat as well. Windows Phone is something you either will like or not like. I just happen to be on the "not like" side.

So what exactly do you do if you're looking to buy a smartphone? All smartphones can browse the web, download apps that can do cool things, check your email, take great photos all while fitting in your pocket. We live in a world where you can have your entire life on a device in your pocket, and for that I'm thankful for. I love technology today. That's why I didn't go into anal details about processor speeds, RAM, memory, etc. because so many people argue like crazy over .2 MB of memory and how that .2 MB of memory makes their device so much better. It's annoying. Here are the simple Black/White differences with Android Vs. iPhone.



- Flash with web browsing (for now)
- Can customize virtually anything on your device
- Most devices you can actually take out the battery
- 4G
- Most apps that you would have to pay for on iPhone are free in the Android market
- Screen sizes on some devices are bigger and easier to see than on iPhone
- Can be turned into a mini computer and run software you'd find on your home computer


- Customizing home screens, 4G and most in-app notifications drain battery
- Battery lasts at most 1 & 1/2 days
- Lot's of customization and settings can confuse new smartphone users
- Some devices are too big to fit in pocket comfortably



- Simple & very easy to setup and use
- Click & drag your music, videos, podcasts, etc in iTunes to your iPhone and it is automatically sorted
- Over 500,000 apps so your device can virtually do anything
- Great battery life that lasts 2-3 days depending on data usage
- Picture quality is excellent
- Can fit in your pocket comfortably


- No flash for web browsing
- Can't change the battery without replacing the device
- Software upgrades erase memory
- Most useful apps cost $
- Screen size not as big as competitors
- Unless Apple approves or you jailbreak your device, you're stuck with what the iPhone has
- No talk/text unless you use SIRI. If you don't have a 4S, you have to type everything by hand.

The bottom line: If you want a simple, easy to use device that you know will work for you and will do anything basic you would want, go iPhone. If you want a more customizable, complex device that can do anything your home computer can, go Android.

I'm a happy iPhone 4 user and I've loved my iPhone, but when I can upgrade, I'm going Android and with the Galaxy SII for Sprint.

Written By: Hammy
Twitter: @BrainstuHammy

Wednesday, November 16, 2011

Occupy Wall Street: Why I Can't Support The Protesters

I'm sure you have seen photos and videos of these people. For the past 2 months, people nation wide and even now the world have "occupied" public spaces in protest of greed, corruption and tyranny. While I find that great, there is one small problem I have with this movement, and that's the protesters themselves. I live 30 minutes outside of New York City, so all of the time on my local news I see new footage of Occupy Wall Street every day. The other day I was debating (me making a point and being called a Nazi, a zionist shill and straw man) with some protesters. Not only were my arguments immediately shut down, but I was insulted and the protesters became very hostile. The protesters have lovely catch phrases and even put swastika's on the American flag.

Look, an outrageous comparison to try and get your point across. It's cute...

Our argument was about the recent ruling passed by a Judge not allowing the protesters to camp overnight in Zuccotti Park. Of course, like children who just had candy taken away from them, these protesters were up in arms complaining. The problem is, they are lucky Brookfield Properties has been so patient with them. Why does Brookfield Properties matter? Brookfield just happens to own the land Zuccotti Park is on. They control that land and have allowed the protesters to use their land to protest. Brookfield has had no problems with the protesters (and still don't) until they started to read and watch the news. What they read is the same things I've read: spreading illnesses, STD's, rise in crime, unhealthy sanitation conditions, horrendous smells and lot's of noise caused by drumming. Not to mention numerous complaints from the people that live and work in that neighborhood. They have had enough and mailed Mayor Bloomberg this letter...

Zuccotti Park is operated as a public park. However, it is still owned by Brookfield, which means they can (and have) called the NYPD to clean up the mess that was on their land. You think this movement would have lasted even a day in Central Park? The reason why these protesters are obsessed with Zuccotti Park is because they can't go anywhere else. If they go to an actual public park in New York, the NYPD will arrest them on spot. The reason the NYPD hasn't raided Zuccotti Park until now is because it is not a New York City public park, therefor the Police don't have authority. This is one thing I give the protesters credit for. They aren't that stupid. You can go to the official website for the New York Public Parks System and check it out yourself. Zuccotti Park is not listed. The NYPD removed the tents later that night when Brookfield sent that letter to the Mayor's office. What more proof do you need that Zuccotti Park is a private piece of land? I could buy a 10 acre piece of land and build a playground on it and use it as a public park, but it is still my land. Zuccotti Park is a "Privately-Owned-Public-Space", meaning that public park rules apply (which means they shouldn't have been camping in the first place), but that doesn't change the fact that it is still a privately owned piece of land.

Holy shit! A big time company that owns a piece of land and just let's the public use it for recreation?! Say it isn't so!

Now that the NYPD took the protesters tents, computers and now their "Peoples Library" out, they can actually have a real protest. All you need is signs and a voice. You want to socialize with friends while reading books and typing away at a computer? There is a place called the New York Public Library.

When I argued these points with the protesters, I was called a zionist shill, a nazi, a straw man, fascist, an agent to the Republican Party and a blind zombie.

Calling me a zionist, yet claiming to be peaceful and tolerant of other cultures makes you an anti-semitic hypocrite. When you call me a zionist, you're calling me a power hungry Jew that is only out to help other Jews. I'm also not Jewish. So you're also an idiot. If someone were to attempt to insult me at me "low level lack of education" level and just simply call me a stupid fat fuck, I wouldn't be offended anyway.

Anyone that knows me knows that I see what is there right now. I see what is going on in the moment. I am also very black/white and very rarely have gray areas when it comes to forming an opinion. It either is or isn't.

I see people protesting the 1%, the CEO's of corporations. I see people protesting the colleges charging 30K a year for college. I see people protesting millionaires. What I don't see are people taking responsibility for their actions.

Oh, and lot's of these as well...

Now I will agree with OWS on one thing, and that is I have the same anger towards our government for giving CEO's our tax money in a bailout and these CEO's buying private jets. Not all CEO's did, but the media only talks about the 2-3 CEO's that did.

Now on the other side, the CEO's drove their business to the point of bankruptcy. Credit card companies that make money on interest baited stupid people into charging credit cards for things they couldn't afford. Shame on them. What the protesters also fail to do is yell shame to the people who got themselves into debt. You should also yell shame to the people who fell for Obamas ridiculous Cash For Clunkers plan, trading in their perfectly good cars for new cars they couldn't afford. You should yell shame at the people who don't take personal responsibility for their actions. Not the mega rich who just sell products. You have the right and freedom to make choices. It is not the law that you go to school, take loans and get credit cards.

Yes. That means YOU too...

Demanding our government use our tax dollars to better ourselves as a nation and take our troops out of places they shouldn't be is something I completely agree with. What I don't understand are the "non official" list of demands on OWS's website saying that all debt should be forgiven and all college should be free.

Do people not understand that tuition helps pay to keep the school running, professors salary, new books, new equipment, sports field maintenance, etc?

This guy wants free college education, because that's "what he wants". You don't just demand free things. There is something called WORK that pays you something called MONEY that you SAVE by putting it in a BANK. That is how you work towards a college education. That, or just be incredibly smart or an athlete and hope for a scholarship.

When I see people protesting the 1% of these corporations, yet they are posting on Facebook, Twitter and other blogs with computers, cell phones and taking pictures with cameras made by the very corporations they are protesting against, all I see is a giant ball of hypocrisy. I believe if you really want to make a statement to the corporations, take every product you own made by a corporation and burn/smash it in the street in defiance. Nothing makes a statement to a corporation like their products being smashed and you refusing to buy/use their products.

They HATE the rich and corporations, right?

While I generally agree with some things the OWS protesters (the ones that actually can keep a conversation) are protesting, the protesters themselves are making me hate this cause and the movement. Besides the hypocrisy of using products made by corporations they are protesting against, the people are very rude. If someone even remotely disagreed with them, they get yelled at and called a nazi, agent to the republican party and some people chanted "instigator" and "shame".

I love this video. "We are angry! We just don't know why!". Sure this was in Sacramento, California, but this affects the movement as a whole. When the media just asks you a question as simple as "Why are you here?" and you can't provide an answer, your movement has no grounds.

Gregg "Opie" Hughes is a comedy talk radio host that went down to Zuccotti Park to film the protesters in hopes of finding the freakiest of them all (and for that I'm very thankful. Quite entertaining). However, cameras don't lie. The one gentleman actually thinks taxing the rich 90% will solve the problem. They are drumming in circles wearing V For Vendetta masks and almost everyone Mr. Hughes talked to appeared stoned out of their minds. This was taped in the epicenter of the whole movement! What does that say to us, the public, about your cause?

One thing I've noticed too with the news footage and home movies uploaded to Youtube, the protesters love free speech, but don't like it when someone disagrees with them. If you even remotely disagree with them, they will gang up and attack you instead of discussing the issues like adults.

I read stories about the people spreading disease, STD's, other illnesses and people getting yelled at because they simply disagreed with the protesters beliefs. Mix those with the incredibly loud and annoying drum circles and that made me wonder just how can anybody support this? I feel like every rotten smelly stoner from my High School has now gathered in Manhattan.

The protesters also have the audacity to compare OWS to the Civil Rights Movement and the US government to Nazi Germany and ancient power hungry empires. When you do this, it makes your arguments and your entire group look like a bunch of whining, spoiled children. There is a HUGE difference between the civil rights movement and OWS. You can first off drink at the same fountains as anyone else. You can eat at the same restaurants. You're not being sprayed with fire hoses and you're certainly not being forced to sit at the back of the bus. Not to mention being called "nigger" "spook" "monkey" and other racial slurs. You only have to worry about being called "hippies". Black people were treated like shit because they were black, not because they are protesting in lower Manhattan. Nazi Germany exterminated millions of innocent people because Hitler believed the Germans were the superior race. You don't see OWS protesters being driven to death camps where they are starved, tortured and killed. Ancient Rome and other ancient empires took over other lands because they were hungry with power. Defy them, you were killed.

I clearly see the similarities now. "Americas future" alright...

Also, it is not wise to welcome celebrity endorsements like Michael Moore, who is worth millions (the rumor is 50 million, which wouldn't surprise me). If Michael Moore really wants to help, he should donate every penny he makes that is above middle class standards. He shows up in sweat pants and gains your trust, then takes his sweaty hypocritical ass right back to his huge house. Russell Simmons, who owns a record label,worth millions and oh, DOESN'T PAY TAXES. He said on national TV that he doesn't pay taxes because he "doesn't want to support the war machine". All these celebrities are doing is making an appearance to look good for their public relations. Michael Moore doesn't give a shit about you. All he cares about is being seen video taped and photographed with you people so he can make another documentary or write a book about this movement and make even more money off of you, who predictably will go see it. Michael Moore is the biggest hypocrite in this entire movement. He should be ashamed of himself. He's the same guy that called Capitalism EVIL! He made an entire documentary about how Capitalism is evil and should be destroyed. I bet he sure as hell doesn't hate those millions he's made in a capitalist system though. Hypocrite. He's no dummy though. He knows he's gonna get a big pay day from you people who now love him.

Note how immediately the protesters yell "shame" and "instigator" at someone who disagrees with them...

I also love the class these protesters have. In New York, they are calling the NYPD (same people that helped save thousands of lives on 9/11) "thugs" and Mayor Bloomberg a nazi. You Occupy protesters are voluntarily protesting the US government knowing that you might be arrested and treated as a common criminal. All of the "thug" beatings from the NYPD wouldn't happen if you simply stayed home. People in Africa are starving and have hardly any help. People are violently killing each other in the Middle East and families are being destroyed because of war and violence. Americans have it so good, yet you people still choose to complain and demand more from the government. They sound like spoiled children and are no better to me than 9/11 truthers. I dare ANY protester to go to Saudi Arabia or Iran with this self righteous entitled attitude they have. You'll be shot or beheaded within a day or two. That is why I have such a negative view towards the protesters.

Ok, so enough of your bitching, Chris. How can we fix this? Do YOU have any positive solutions?

I firmly believe that 80% of what people are protesting can be solved by education on the value of saving and writing a budget. You don't need a college education to add and subtract, so you can balance a checkbook. I dropped out of school to go to a trade school for radio/tv production. Just last year I paid off the 10K loan I took to go to this school. Up until just this past June when I finally landed my dream job as an audio engineer, I worked every dead end job you can think of. While I was working security, the company that hired my security company to patrol their building canceled the contract. Because I showed that I am a value asset, this company hired me as an employee with better pay, better health benefits and a 401K plan. I honestly do feel for the people who's departments are outsourced. Instead of buying a new TV, computer, clothes and other things you want, make a list of "needs" and write a very strict cash budget (combined me and my GF take home less than 40K, so don't tell me it can't be done). Save enough so you have 8 months of living expenses covered. If you get a less paying job after losing your first job, budget to fit that income. I don't care if you can't play Call Of Duty online anymore, cancel Xbox, Netflix and w/e you need to cancel to make your budget work.

Personal responsibility is something most Americans don't have and that scares me more than any war could.

Yeah, it would be nice to go to school, get that job and live in a big house with no financial worries. Unfortunately we live in a world where not everyone has a happy ending. It would have been nice to afford the best Cancer treatment for my Grandparents instead of what we could afford. Unfortunately a world like that doesn't exist and will never exist. Sometimes people get the shit end. No protests and no laws can make a perfect world. This isn't The Matrix and we are not machines that never make a mistake. No government is perfect and no justice system is perfect. I don't know why these protesters are so unhappy with the US when they live in the greatest country on Earth. They could have it so much worse than they think. That's what makes us human. You can't just take the rich's money and give it to people who don't deserve it. That wouldn't make me want to work if I knew I was gonna get a living wage and some assholes money that he actually worked for. Don't you see how silly that "spread the wealth" argument is?

Americans are dumb. All we care about is how the Kardashians are doing. The media isn't clouding our minds with this garbage as a distraction. They are simply giving DUMB Americans what the dumb Americans want to see.

Taking away the annoying, entitled, attention seeking protesters. What about the common man? What's the real story behind this movement? What do us as spoiled Americans need to be told? Here is what I think Americans need to "get".

Talking about student loans, mortgages and consumer (stupid) debt. If you can't pay cash for it, you shouldn't buy it. You got accepted to NYU. Great! Do you want to put yourself (and your parents if they co-sign the loans) through years of debt and pay almost 100K (200K at least by the time you pay it off with interest) of bills? Community colleges cost a fraction of a big school, they are local & you can work and pay it off without the distractions of frat parties and getting wasted. You can also transfer your credits to NYU when you saved up enough money to go, or get a Bachelors from the community college.

As far as credit cards go, I'm not trying to tell you how to live, but credit card debt will only cause problems. Interest is how these companies make money. That's why they bait college kids into getting cards. Even if the student doesn't pay it off, collection agencies will buy the debt and the card companies still make money. While I think it's a crime that these companies bait college students into debt, the real crime is the kid not being educated on the value of saving and debt and not taking responsibility for their financial decisions.

The banks are not evil. You signed the mortgage, so it is your responsibility. It is not the banks fault you didn't read the contract.

OK, so what about foreclosing? "The evil bank took my home, man!"

My grandparents racked up 200K of debt and eventually were forced out of their home from the bank. Speaking as someone who personally went through a foreclosure, anyone that say's "banks are evil greedy goblins that make sure you need them!" don't know what they are talking about. Can't pay your mortgage? The bank will work with you to refinance your mortgage so you can have lighter payments. The banks are businesses. They need to make money. You paying them back with interest makes them that money. If they loan you 250,000 dollars, they are gonna work with you so they can get their money back. However, if they simply run out of patience trying to work it out with you, they can (and will, legally) take back the home that is still technically theirs. Banks lose a lot of money in a foreclosure, so foreclosing your home is the last thing they want to do. Even if they do foreclose your home, it will be months, maybe even a year before they decide to foreclose. When they foreclose, they won't kick you out overnight, they will give you a very large window to move out, sending countless letters reminding you to leave. When you pay off a mortgage, that is now YOUR home. YOU own that home outright. Mortgages work jut like car loans. The bank "owns" you because you bought a house with THEIR MONEY!

You signed up for the credit card, you are responsible for any debt you may or may not accumulate. You took student loans, you're responsible for paying it off. Instead of blaming the rich, blame yourself for your lack of education. Yes, our economy is the worst it's been since the depression, but the economy always gets better. It's like a pendulum. In time it will be fixed and the jobs will all come back. It won't fix the issue long-term, but if you take some time and budget your income, you will at least have an easier life at home. If my friend and his wife (who combined make 48K) and me and my girlfriend (on less than 40K a year combined) can budget and be able to go on vacation every year while living in the New York area, you can too.

Now what about children? Children are expensive and could cost a whole lot more if they have medical issues. So let me ask this harsh question: Why on Earth did you have children if you can't afford one? Why does a family on welfare have 4 kids and are pregnant with a 5th? Why do unemployed High School kids have children of their own? Some are honest mistakes. Some are stupid choices because "love will get us through it". I refuse to have children until I'm confident I can afford one. Children are a blessing, but can also be the death of you financially if you don't prepare.

The same problem at home with people spending money they don't have on shit they can't afford is what's going on in DC. We as a nation are 15 trillion dollars in debt. That is a number we will never bring back down. How about we not give nations that hate us money? How about we take care of our own problems before we worry about other nations? How about actually saying "no" to the special interest groups that want government funding instead of just writing checks? You as a US citizen have the power to vote people out of office. It's sad that Americans forgot DC works for us. It's also more sad that Americans vote for the popular candidate instead of the right candidate.

The REAL people in need will do everything they can to work their ass off to provide for their families. They won't drum in circles and demand free things they haven't worked for with a selfish attitude.

What about the people who just have everything bad going for them? No job, no job market, not enough money to move to a place where jobs are, health problems, etc. and you REALLY have no options (this should eliminate millions of people who actually do get benefits)? Each case of unemployment and government financial benefits should be looked at by someone. That's a lot of work, but we need jobs in this country, don't we? I would gladly give more tax dollars if I knew they were going towards a program that gave the people that really need them the right benefits and the freeloaders who are too lazy to look for a job not a dime. McDonald's and movie theaters are always hiring. Swallow your pride and your ego and apply for work there. 8$ an hour is better than 0$ an hour.

With that, I leave you all with some Five Finger Death Punch, just because they kick ass.

Written by: Hammy
Email: Chris@brainstumedia.com